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Corporate Governance A message from our President and CEO: The operating principle behind our company is to capitalize on the experience our Manager has in the mortgage and finance markets to evaluate and purchase assets we believe will allow us to deliver returns to our shareholders. This is accomplished through extensive due diligence, smart asset selection, patience and adjusting our strategy to changing market conditions. Our cost structure is kept low by utilizing employees and infrastructure of our Manager and by paying an incentive fee to our manager only after a specific threshold is met. In our conference calls, public releases and commentaries on our website, we convey what we think, not what is popular. I believe this is an important component of our strategy and one that our investors appreciate. I believe we have to earn the trust of our investors, never taking their trust for granted. As Chimera's senior manager, I am responsible for all of the company's activities. To that end, please review the attached charters and guidelines. They govern our company, our Board, our Board committees, our employees and our Manager to help keep Chimera accountable to its shareholders. Sincerely, Matthew Lambiase Chief Executive Officer, President and Director Board of Directors |
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| TERMS AND CONDITIONS |
