Legal Notices

Please Read These Terms and Conditions Carefully Before Using This Site.

This Web site is provided by Chimera Investment Corporation, inc. (Chimera) and may be used for informational purposes only. By using the site or downloading materials from the site, you agree to abide by the terms and conditions set forth in this notice. If you do not agree to abide by these terms and conditions do not use the site or download materials from the site.

Nature of the Information

Chimera assumes no responsibility regarding the accuracy of the information it provides on this website. The user of any information from this website uses such information at their own risk.

Forward-Looking Statements

We make forward-looking statements in this prospectus that are subject to risks and uncertainties. These forward-looking statements include information about possible or assumed future results of our business, financial condition, liquidity, results of operations, plans and objectives. When we use the words “believe,” “expect,” “anticipate,” “estimate,” “plan,” “continue,” “intend,” “should,” “may,” “would,” “will” or similar expressions, we intend to identify forward-looking statements. Statements regarding the following subjects, among others, are forward-looking by their nature: our business and investment strategy; our projected operating results; our ability to obtain future financing arrangements; general volatility of the securities markets in which we invest; our expected investments; interest rate mismatches between our mortgage-backed securities and our borrowings used to fund such purchases; changes in interest rates and mortgage prepayment rates; effects of interest rate caps on our adjustable-rate mortgage-backed securities; rates of default or decreased recovery rates on our investments; prepayments of the mortgage and other loans underlying our mortgage-backed or other asset-backed securities; the degree to which our hedging strategies may or may not protect us from interest rate volatility; changes in governmental regulations, tax law and rates and similar matters; availability of investment opportunities in real estate-related and other securities; availability of qualified personnel; estimates relating to our ability to make distributions to our stockholders in the future; our understanding of our competition; market trends in our industry, interest rates, the debt securities markets or the general economy; and use of the proceeds of this offering.

The forward-looking statements are based on our beliefs, assumptions and expectations of our future performance, taking into account all information currently available to us. You should not place undue reliance on these forward-looking statements. These beliefs, assumptions and expectations can change as a result of many possible events or factors, not all of which are known to us. Some of these factors are described in this prospectus under the headings “Summary,” “Risk Factors,” “Management’s Discussion and Analysis of Financial Condition and Results of Operations” and “Business.” If a change occurs, our business, financial condition, liquidity and results of operations may vary materially from those expressed in our forward-looking statements. Any forward-looking statement speaks only as of the date on which it is made. New risks and uncertainties arise from time to time, and it is impossible for us to predict those events or how they may affect us. Except as required by law, we are not obligated to, and do not intend to, update or revise any forward-looking statements, whether as a result of new information, future events or otherwise.

Third Party Websites

We may provide, on our website, links to websites operated by third parties as a convenience to you. If you use these other sites, you will leave this website. If you decide to visit any linked site, you do so at your own risk and it is your responsibility to take all protective measures to guard against viruses or other destructive elements. We make no representation or warranty regarding, and do not endorse, any linked websites or the information appearing thereon or any of the products or services described thereon.

Waiver of Liability

CHIMERA SHALL NOT BE LIABLE UNDER ANY CIRCUMSTANCES TO ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL OR OTHER CONSEQUENTIAL DAMAGES FOR ANY USE OF THIS WEBSITE, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, OR OTHERWISE. CHIMERA SHALL NOT BE LIABLE FOR ANY SUCH DAMAGES EVEN IF IT IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

INFORMATION ON THIS WEBSITE MAY CONTAIN INACCURACIES AND TYPOGRAPHICAL ERRORS. CHIMERA HAS PROVIDED ALL INFORMATION ON AN “AS IS” BASIS ONLY. CHIMERA MAKES NO REPRESENTATIONS AND WARRANTIES, EXPRESS OR IMPLIED, INCLUDING THE IMPLIED WARRANTIES OF FITNESS FOR A PARTICULAR PURPOSE, MERCHANTABILITY AND NONINFRINGEMENT.

The data set forth herein is for information purposes only, and no warranty is made that the information is error-free.

Commentaries and Other Information

THE COMMENTARIES AND OTHER INFORMATION PRESENTED ON THIS WEBSITE OR IN WEBSITES LINKED TO THIS WEBSITE ARE NEITHER AN OFFER TO SELL, NOR A SOLICITATION OF AN OFFER TO BUY, ANY SECURITIES OF CHIMERA OR ANY OTHER COMPANY.

Intellectual Property

Chimera is not granting any copyright license, patent or any other intellectual property right by providing the information on this website. You must adhere to all other copyright or other proprietary notices contained on this website.

General

Information may be changed or updated without notice. All information discussed or referenced on Chimera’s website may change regularly and rapidly. While Chimera has attempted to make the information current at the time of its writing, it may well be or become outdated, stale or otherwise subject to a variety of legal qualifications by the time you actually read it. Also, please understand that this website is not designed to advance or sell any particular securities. Any such references are purely for illustrative purposes. Any discussion of the securities of any particular company does not constitute any endorsement of it by Chimera. You must understand and determine on your own what you need to do in order to make intelligent decisions in connection with the matters discussed on this website, and to obtain competent advice before making any investment decisions.